Ca$h Perks, our free shopping rewards program

Ca$h Perks is a free program that offers you rewards based on where you shop everyday with your debit or credit card. Offers are delivered right to you while logged in online or though your mobile device. Simply activate the offers and then go shopping with your debit or credit card. Your Ca$h Perks rewards show up in your account as cash back every month. The more you use your debit or credit card, the more you earn!

Just Click, Shop and Earn! Here’s how:

  • Click – While logged in to your account online or though your mobile device, click on the offers that you would like to activate.
  • Shop – After clicking on an offer, simply use your debit or credit card to shop at the selected merchant.
  • Enjoy – When you pay with your debit or credit card, you save. At the end of the following month, you’ll see your Ca$h Perks rewards credited back to your checking account.

Summary

What is Ca$h Perks?

Ca$h Perks Rewards is a merchant rewards program in which Online Banking members may receive offers to earn cash back rewards for using their One Nevada Visa Debit Card or Credit Card to make purchases at participating merchants.
 

When available, personalized offers will be displayed in your Checking Account history page in Online Banking or in the ONCU mobile app.

There is no limit to the cash back rewards a member can earn.

So, the more you use your One Nevada Visa Debit Card or Credit Card, the more offers you can receive and the more Ca$h Perks rewards you can earn!

Is Ca$h Perks free?

Ca$h Perks is a free program; there is no cost to you. This program is just one of the many benefits of banking with One Nevada.

How do I enroll in Ca$h Perks?

No enrollment is required! All One Nevada Checking accounts are automatically enrolled in Ca$h Perks.

Where do I view offers?

Your personalized offers will display on the checking account transaction history page, underneath related transactions or in the ONCU mobile apps.

A listing of all offers is located on the Ca$h Perks Summary page.
 
This page contains offers available for activation, activated offers and redeemed offers as well as specifics for each offer, including expiration dates. Offers will be labeled as “New Offers” until you click to activate them. Once clicked, an offer is labeled as an “Active Offer.” Activating an offer does not earn the reward. After activating a offer, you must comply with the participating merchant’s offer terms in order to redeem the offer. Sample below:
 
Ca$h Perks Offers Sample

Earning Rewards

How do I earn rewards?

Offers are based on how you use your One Nevada Visa Debit Card or Credit Card. Most offers are tailored to your purchases to ensure they are relevant to you. The more you use your One Nevada Visa Debit Card or Credit Card, the more likely you are to receive offers.
 
To earn Ca$h Perks rewards, simply activate the offer by clicking on it. Each offer will have different qualifications and must be activated to qualify for the Ca$h Perks reward.
 
Once the offer is activated, use your One Nevada Visa Debit Card or Credit Card at the participating merchant to pay for the transaction.

How do I activate offers?

From the Ca$h Perks Summary page, click “View All Offers”, then click on the offer to activate it.
 
Once activated, simply make a purchase using your One Nevada Visa Debit Card (PIN or SIG based) or Credit Card at the participating merchant.
 
You must comply with the participating merchant’s offer terms in order to redeem the offer.
 
Activate Ca$h Perks Offer
 
Activate Ca$h Perks Offer

Do I need a code or coupon for an offer?

You do not usually need a coupon or code to redeem an offer. However, each offer has different specifications regarding redemption requirements and how much the member needs to spend. Offers that must be redeemed online are clearly specified and may include a redemption code. Members should read the offer details to determine how to redeem each offer.

How long do I have to redeem an offer?

Each offer has an offer period set by the participating merchant. Offers must be redeemed before the expiration date. The expiration date can be found in the offer details section of each offer. Offers must be redeemed before they expire. Once an offer has expired it cannot be reinstated. Please review all offer details, including expiration dates, on the Ca$h Perks Summary page.

Will all the Visa cards on my account be eligible for Ca$h Perks?

All Active checking accounts with an associated One Nevada Visa Debit Card, and active Visa Credit Cards are eligible for Ca$h Perks and are automatically enrolled.

Can the joint owner on my account access Ca$h Perks?

Yes, joint owners have access to activate and redeem rewards as long as they have an active One Nevada Visa Debit Card or Credit Card on the account.

Someone I know received an offer I want. How do I receive that offer?

Since offers are based on personalized use of your One Nevada Visa Debit Card and Credit Card, you may not receive the same offers.

Can I use a merchant’s coupon for an offer?

Yes, as long as the amount paid with your One Nevada Visa Debit or Credit Card meets the requirements of that offer after the coupon or discount is applied. For example, if the offer requires a purchase of $20, the amount of the purchase after the discount must be at least $20.

Is sales tax included in the amount for offers that have minimum purchases requirements?

Yes, the minimum amount includes the sales tax for that purchase. For example, if an offer requires you to spend $40.00 to qualify and you spend $38 plus $2.28 sales tax ($40.28), your purchase will qualify. Members should read the offer details carefully for each offer to determine any exclusions specific to that offer.

Receiving Rewards

How can I view Ca$h Perks rewards earned?

From the Ca$h Perks Summary page, click “View All Offers”, then click on the Rewards Earned tab.

The Ca$h Perks rewards details for the prior month will be displayed, as well as the expected amount of the current month of rewards earned.
 
View Ca$h Perks Offers

When will my Ca$h Perks Rewards show as earned?

Your rewards for your offer will show as earned within 10 business day after the qualifying transaction clears your account.

 

You can check the Ca$h Perks Summary page to review the status of your rewards. The earned rewards will post at the end of the following month.

When will I receive my Ca$h Perks Rewards?

The rewards earned for a month will be deposited at the end of each following month into the checking account (08 suffix) with the description ‘CASH PERKS REWARDS’.

 

For example, any rewards you redeem in the month of December will be credited to your account at the end of January.

What account are my Ca$h Perks Rewards deposited too?

The rewards will be deposited into the checking account (08 suffix) with the description ‘CASH PERKS REWARDS’.

When will I receive my Ca$h Perks Rewards?

The rewards earned for a month will be deposited at the end of each following month into the checking account (08 suffix) with the description ‘CASH PERKS REWARDS’.

 

For example, any rewards you redeem in the month of December will be credited to your account at the end of January.

If I make several purchases with the same merchant, will I get Ca$h Perks Rewards for all of the purchases?

No. Only the first purchase with that participating merchant will qualify for the rewards.

Mobile App

How do I know if an offer is activated?

The offer will display “Active” in green text on the iPhone. In Android, there will be a Dollar sign symbol on a tag.

How do I view offers?

Login, click on the More Icon icon, and select Ca$h Perks Offers from the sliding menu. Select the offer you wish to view.

 

iPhone:

 
Mobile App E-Statements
 
Cash Perks
 
Cash Perks
 

Android:

 
Mobile App E-Statements
 

Cash Perks
 
Cash Perks

How do I activate offers?

On iPhone, click on the offer to activate. On Android, click the Plus Sign to activate.

Screenshot example iPhone:
 
Cash Perks

 

Screenshot example Android:
 
Cash Perks

What are ‘Offers Near Me’?

Offers Near Me is a feature that allows you to find nearby offers from your current location.

How do I search for nearby offers?

You can find locations for a specific offer within the offer details.

To navigate to the Offers Map: From the iPhone app, click on ‘Find Nearby Offers’. From the Android app, click on the GPS icon at the top right.

From the map, use the filter at the top right of the screen to narrow your search to the type of offers you’d like to see mapped.

 
iPhone Screenshot Samples:
 
Offers Near Me
 
Android Screenshot Samples:
 
Offers Near Me

Opting Out

How do I stop getting offers (opt out)?

If you would like to stop receiving offers, you can click on the “Stop Receiving Offers” link on the Ca$h Perks Summary page. You can re-enroll by using the “Get Started Now” button.

Will I still earn Ca$h Perks Rewards if I opt out?

Rewards earned prior to opting out will be credited to your checking account. You will not receive future offers unless you re-enroll in Ca$h Perks.

What happens if my checking account is closed?

If your Checking account is closed before your Ca$h Perks Rewards are credited to your account, the rewards will be forfeited.

Misc.

Why haven’t I received any offers?

Offers are tailored to your personalized shopping with your One Nevada Visa Debit Card and Visa Credit Card. Offers may be dependent upon the type of merchants you use your One Nevada Visa Debit Card and Credit Card with.

Also, the more frequently you use your One Nevada Visa Debit Card or Credit Card, the more likely you are to receive offers.

You may want to check your enrollment status to ensure you have not accidentally opted out of Ca$h Perks.

Does the merchant have access to my personal account information?

No. One Nevada does not provide personal account information to merchants. Merchants do not know that you, personally, have received any particular offer.

How can a merchant request to be added to the Ca$h Perks program?

The merchant can contact the Cardlytics representative below:

Beth Erickson
Director, Strategic Partnerships
Cardlytics
Phone: 734-377-4336
Email: berickson@cardlytics.com