Build credit with our Visa® secured credit card
Choose your next Visa® credit card
|VISA Platinum Credit Card||13.50%||-|
|VISA Signature Credit Card||13.50%||-|
|VISA Shared Secured Card||17.00%||-|
Maximize your credit card earnings
Visa® Secured Credit Card FAQs
- How exactly does a Share Secured Credit Card work?
It can be hard to get approved if you have bad credit or are just starting to build credit. At One Nevada Credit Union, we can give you a credit card secured by your savings account balance.
- How high will my Platinum Secured Credit Card limit be?
Your credit limit may be as low as a few hundred dollars and can increase to a maximum of $2,000 over time. Credit becomes available again as you pay down your Visa® credit card balance.
- When can I get an unsecured Visa® credit card?
Once you have built up your credit history and credit score, you can apply for an unsecured Visa® credit card. We recommend a rewards card. Our Visa® Platinum Rewards Credit Card has limits of up to $4,999.
- Will my Visa® secured credit card be secured?
No one should be able to tell that your Share Secured Credit Card differs from an unsecured credit card. Also, no one will know your limit, only if a purchase you are trying to make exceeds your available credit.
- What fees apply to my Platinum Secured Credit Card?
The One Nevada Credit Union Platinum Secured Credit Card has no monthly or annual fee and only a 17% APR* on purchases and cash advances. You will be eligible for a variety of benefits as well, at no additional charge.