How exactly does a Share Secured Credit Card work?

It can be hard to get approved if you have bad credit or are just starting to build credit. At One Nevada Credit Union, we can give you a credit card secured by your savings account balance.Learn More

How high will my Platinum Secured Credit Card limit be?

Your credit limit may be as low as a few hundred dollars and can increase to a maximum of $2,000 over time. Credit becomes available again as you pay down your Visa® credit card balance.Learn More

When can I get an unsecured Visa® credit card?

Once you have built up your credit history and credit score, you can apply for an unsecured Visa® credit card. We recommend a rewards card. Our Visa® Platinum Rewards Credit Card has limits of up to $4,999.Learn More

Will my Visa® secured credit card be secured?

No one should be able to tell that your Share Secured Credit Card differs from an unsecured credit card. Also, no one will know your limit, only if a purchase you are trying to make exceeds your available credit.Learn More

What fees apply to my Platinum Secured Credit Card?

The One Nevada Credit Union Platinum Secured Credit Card has no monthly or annual fee and only a 17% APR* on purchases and cash advances. You will be eligible for a variety of benefits as well, at no additional charge.Learn More

Visa® Platinum Share Secured Credit Card

Build credit with our Visa® secured credit card

Whether building or rebuilding your credit, a Visa® Platinum Share Secured Credit Card is the best place to start looking. It's time to restore your financial well-being and confidence to spend with a safety net in place. Apply today.

Open Account Check Application Status

Your Platinum Secured Credit Card features

Credit limit to $2000
Path to better credit
Manage spending and payments
Pay no annual fee

Benefits of Visa® Platinum Share Secured Credit Card

Our Visa® Platinum Share Secured Credit Card works like any other credit card but minus the effects of indiscriminate spending.

BECOME A MEMBER

No annual fee
17.00% APR* on purchases and cash advances
Limits up to $2,000
25-day interest grace period on purchases
24/7 cardholder service
Travel and emergency assistance services
Free travel accident insurance
Free auto rental insurance with damage waiver
Free cell phone protection
Verified by Visa® available for added security for online purchases

Choose your next Visa® credit card

ACCOUNT TYPE	Rate	APY
VISA Platinum Credit Card	13.50%	-
VISA Signature Credit Card	13.50%	-
VISA Shared Secured Card	17.00%	-

CURewards®

Maximize your credit card earnings

When you join the CURewards® program, you can choose how to earn and spend your rewards: on travel, merchandise, or cash-back into your One Nevada Credit Union account.

Learn More

20Sep

One Nevada Announces Fall Shred Day Donation

Discover when to choose a Share Secured Credit Card

Visa® Secured Credit Card FAQs

View All FAQs

*APR = Annual Percentage Rate and is listed "as low as." Mortgage rates excluded; call for APR. View Visa® Platinum Share Secured Credit Card Rates, Fees, and Cost Information (PDF).

Have More Questions?

Get every credit union-related question answered here by our experts.

View All FAQs Reach Us

Secure card with savings

Set up card control

Join the CURewards® program

Earn cash-back monthly

Maximize your credit card earnings

One Nevada Announces Fall Shred Day Donation

Visa® Secured Credit Card FAQs

Build credit with our Visa® secured credit card

Your Platinum Secured Credit Card features

Benefits of Visa® Platinum Share Secured Credit Card

Choose your next Visa® credit card

All your Visa credit card benefits

Secure card with savings

Set up card control

Join the CURewards® program

Earn cash-back monthly

Maximize your credit card earnings

One Nevada Announces Fall Shred Day Donation

Visa® Secured Credit Card FAQs

Have More Questions?

You are leaving the One Nevada Credit Union website.