Rates
One Nevada Credit Union Latest Rates
Explore the latest rates on a plethora of banking, insurance, and investment products and services. Take an informed decision before applying for loans, credit cards, and more. Need more information? Contact our helpful team to get started.
Mortgage Loan
LOAN TYPE | Rate | APR* |
---|---|---|
30 Year Fixed - 1 point | 6.750% | 6.878% |
30 Year Fixed | 7.125% | 7.157% |
15 Year Fixed - 1 point | 5.875% | 6.079% |
15 Year Fixed | 6.500% | 6.550% |
FHA 30 Year Fixed - 1 Point | 6.000% | 6.286% |
FHA 30 Year Fixed | 6.125% | 6.318% |
VA 30 Year Fixed - 1 Point | 5.875% | 6.302% |
VA 30 Year Fixed | 6.125% | 6.463% |
Refi 30 Year Fixed - 1 point | 6.875% | 7.004% |
Refi 30 Year Fixed | 7.250% | 7.282% |
Refi 15 Year Fixed - 1 point | 5.875% | 6.079% |
Refi 15 Year Fixed | 6.500% | 6.550% |
Refi FHA 30 Year Fixed - 1 Point | 6.000% | 6.286% |
Refi FHA 30 Year Fixed | 6.125% | 6.318% |
Refi VA 30 Year Fixed - 1 Point | 5.875% | 6.302% |
Refi VA 30 Year Fixed | 6.125% | 6.463% |
Auto Loans
LOAN TYPE | Rate | APY |
---|---|---|
Auto Loans (New & Used) | 6.74% | - |
Motorcycle Loans
LOAN TYPE | Rate | APY |
---|---|---|
Motorcycle Loans | 6.50% | - |
Recreational Vehicle Loans
LOAN TYPE | Rate | APY |
---|---|---|
Recreational Vehicle Loans | 7.00% | - |
New Motorhome Loan
LOAN TYPE | Rate | APY |
---|---|---|
RV Loans (New) | 9.00% | - |
New Boat and Trailer Loan
LOAN TYPE | Rate | APY |
---|---|---|
Watercraft (New) | 9.00% | - |
Used Motorhome Loan
LOAN TYPE | Rate | APY |
---|---|---|
RV Loans (Refinance) | 10.00% | - |
Used Boat and Trailer Loan
LOAN TYPE | Rate | APY |
---|---|---|
Watercraft (Refinance) | 10.00% | - |
Home Equity Loans
ACCOUNT TYPE | Rate | APY |
---|---|---|
Home Equity Loans | 7.25% | - |
Home Equity Lines of Credit
ACCOUNT TYPE | Rate | APY |
---|---|---|
Home Equity Lines of Credit | 8.50% | - |
Secured Loans
LOAN TYPE | Rate | APY |
---|---|---|
Secured Loan | Rate Varies | - |
Credit Builder Loan
LOAN TYPE | Rate | APY |
---|---|---|
Credit Builder | 3.00% | - |
Signature Loans
LOAN TYPE | Rate | APY |
---|---|---|
Signature Loan | 13.50% | - |
Savings
ACCOUNT TYPE | Rate | APY* |
---|---|---|
Savings | 0.05% | 0.05% |
Secondary Savings
ACCOUNT TYPE | Rate | APY* |
---|---|---|
Secondary Savings | 0.05% | 0.05% |
One Checking
Account Type | Rate | APY* |
---|---|---|
Checking | 0.00% | 0.00% |
Money Market
ACCOUNT TYPE | Rate | APY* |
---|---|---|
Money Market ($5,000 - $24,999.99) | 2.00% | 2.02% |
Money Market ($25,000 - Up) | 2.25% | 2.28% |
Preferred Money Market
ACCOUNT TYPE | Rate | APY* |
---|---|---|
Preferred Money Market | 2.50% | 2.53% |
3 Month CD
ACCOUNT TYPE | Rate | APY* |
---|---|---|
3 Month CD | 3.50% | 3.56% |
6 Month CD
ACCOUNT TYPE | Rate | APY* |
---|---|---|
6 Month CD | 4.50% | 4.59% |
1 Year CD
ACCOUNT TYPE | Rate | APY* |
---|---|---|
1 Year CD | 5.00% | 5.12% |
2 Year CD
ACCOUNT TYPE | Rate | APY* |
---|---|---|
2 Year CD | 4.50% | 4.59% |
3 Year CD
ACCOUNT TYPE | Rate | APY* |
---|---|---|
3 Year CD | 4.00% | 4.07% |
4 Year CD
ACCOUNT TYPE | Rate | APY* |
---|---|---|
4 Year CD | 3.75% | 3.82% |
Line of Credit
LOAN TYPE | Rate | APY |
---|---|---|
Line of Credit | 13.50% | - |
VISA Credit Card
LOAN TYPE | Rate | APY |
---|---|---|
VISA Platinum Credit Card | 13.50% | - |
VISA Signature Credit Card | 13.50% | - |
VISA Shared Secured Card
LOAN TYPE | Rate | APY |
---|---|---|
VISA Shared Secured Card | 17.00% | - |
- APR = Annual Percentage Rate and is listed "as low as." Mortgage rates excluded; call for APR. APRs can increase after the loan consummation if the loan terms allow an APR to increase.
- APY = Annual Percentage Yield
- Rates are determined by individual credit standing, collateral age, collateral value, and loan term. No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.