Rates
One Nevada Credit Union Latest Rates
Explore the latest rates on a plethora of banking, insurance, and investment products and services. Take an informed decision before applying for loans, credit cards, and more. Need more information? Contact our helpful team to get started.
Mortgage Loan
| LOAN TYPE | Rate | APR* |
|---|---|---|
| 30 Year Fixed - 1 point | 6.750% | 6.878% |
| 30 Year Fixed | 7.125% | 7.157% |
| 15 Year Fixed - 1 point | 5.875% | 6.079% |
| 15 Year Fixed | 6.500% | 6.550% |
| FHA 30 Year Fixed - 1 Point | 6.000% | 6.286% |
| FHA 30 Year Fixed | 6.125% | 6.318% |
| VA 30 Year Fixed - 1 Point | 5.875% | 6.302% |
| VA 30 Year Fixed | 6.125% | 6.463% |
| Refi 30 Year Fixed - 1 point | 6.875% | 7.004% |
| Refi 30 Year Fixed | 7.250% | 7.282% |
| Refi 15 Year Fixed - 1 point | 5.875% | 6.079% |
| Refi 15 Year Fixed | 6.500% | 6.550% |
| Refi FHA 30 Year Fixed - 1 Point | 6.000% | 6.286% |
| Refi FHA 30 Year Fixed | 6.125% | 6.318% |
| Refi VA 30 Year Fixed - 1 Point | 5.875% | 6.302% |
| Refi VA 30 Year Fixed | 6.125% | 6.463% |
Auto Loans
| LOAN TYPE | Rate | APY |
|---|---|---|
| Auto Loans (New & Used) | 6.74% | - |
Motorcycle Loans
| LOAN TYPE | Rate | APY |
|---|---|---|
| Motorcycle Loans | 6.50% | - |
Recreational Vehicle Loans
| LOAN TYPE | Rate | APY |
|---|---|---|
| Recreational Vehicle Loans | 7.00% | - |
New Motorhome Loan
| LOAN TYPE | Rate | APY |
|---|---|---|
| RV Loans (New) | 9.00% | - |
New Boat and Trailer Loan
| LOAN TYPE | Rate | APY |
|---|---|---|
| Watercraft (New) | 9.00% | - |
Used Motorhome Loan
| LOAN TYPE | Rate | APY |
|---|---|---|
| RV Loans (Refinance) | 10.00% | - |
Used Boat and Trailer Loan
| LOAN TYPE | Rate | APY |
|---|---|---|
| Watercraft (Refinance) | 10.00% | - |
Home Equity Loans
| ACCOUNT TYPE | Rate | APY |
|---|---|---|
| Home Equity Loans | 7.25% | - |
Home Equity Lines of Credit
| ACCOUNT TYPE | Rate | APY |
|---|---|---|
| Home Equity Lines of Credit | 8.50% | - |
Secured Loans
| LOAN TYPE | Rate | APY |
|---|---|---|
| Secured Loan | Rate Varies | - |
Credit Builder Loan
| LOAN TYPE | Rate | APY |
|---|---|---|
| Credit Builder | 3.00% | - |
Signature Loans
| LOAN TYPE | Rate | APY |
|---|---|---|
| Signature Loan | 13.50% | - |
Savings
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| Savings | 0.05% | 0.05% |
Secondary Savings
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| Secondary Savings | 0.05% | 0.05% |
One Checking
| Account Type | Rate | APY* |
|---|---|---|
| Checking | 0.00% | 0.00% |
Money Market
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| Money Market ($5,000 - $24,999.99) | 2.00% | 2.02% |
| Money Market ($25,000 - Up) | 2.25% | 2.28% |
Preferred Money Market
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| Preferred Money Market | 2.50% | 2.53% |
3 Month CD
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| 3 Month CD | 3.50% | 3.56% |
6 Month CD
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| 6 Month CD | 4.50% | 4.59% |
1 Year CD
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| 1 Year CD | 5.00% | 5.12% |
2 Year CD
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| 2 Year CD | 4.50% | 4.59% |
3 Year CD
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| 3 Year CD | 4.00% | 4.07% |
4 Year CD
| ACCOUNT TYPE | Rate | APY* |
|---|---|---|
| 4 Year CD | 3.75% | 3.82% |
Line of Credit
| LOAN TYPE | Rate | APY |
|---|---|---|
| Line of Credit | 13.50% | - |
VISA Credit Card
| LOAN TYPE | Rate | APY |
|---|---|---|
| VISA Platinum Credit Card | 13.50% | - |
| VISA Signature Credit Card | 13.50% | - |
VISA Shared Secured Card
| LOAN TYPE | Rate | APY |
|---|---|---|
| VISA Shared Secured Card | 17.00% | - |
- APR = Annual Percentage Rate and is listed "as low as." Mortgage rates excluded; call for APR. APRs can increase after the loan consummation if the loan terms allow an APR to increase.
- APY = Annual Percentage Yield
- Rates are determined by individual credit standing, collateral age, collateral value, and loan term. No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.