08Aug
Essential Checking
Help Your Budget Stretch with Essential Checking
Don't let monthly fees eat into your balance. Try our Essential Checking accounts instead and avoid paying monthly fees on your account. Manage your expenses better with modern online features accessible at your fingertips.
Compare Essential Checking with other options
| ACCOUNT TYPE | MONTHLY SERVICE FEES | BEST FOR |
|---|---|---|
| One Checking® Rewards Open Account Our most popular account. Earn cash back rewards on everyday transactions. | $5 monthly fee | Best for active debit card users who want to earn cash back on purchases. |
| One Checking® Open Account Our basic checking account with no monthly fee, if you use it regularly1 | $0 monthly fee1 When meeting monthly requirements | Best for active debit card users who want the option to avoid a monthly fee. |
| MyChecking Open Account Our no monthly fee checking option for youth. | $0 monthly fee Age restrictions apply2 ACCOUNT MUST BE OPENED IN-BRANCH | Best for youth ages 12-17 |
| Essential Checking Open Account Our no monthly fee checking option for those on limited incomes* | Income restrictions apply* ACCOUNT MUST BE OPENED IN-BRANCH | Best for those on limited household incomes. |
1There is no monthly service fee with 15 signature-based debit card transactions or a $2,000 average daily checking account balance, otherwise $5 per month.
2Best for youth ages 15-17. Accounts will be converted to a One Checking account upon turning age 21.
*To open this account, you must have a verifiable household income of $35,000 or less annually. Income will be verified routinely.
View the Membership Agreement, Fee Schedule, and Privacy Notice.