Skip to main content
Previous Slide Next Slide
One Checking® Rewards

Cash-Back Checking for Nevadans

Work hard, play hard, and earn rewards with your checking account! One Nevada Credit Union's One Checking® Rewards helps you maximize your money with cash-back on all signature-based debit card purchases. Enjoy no ATM fees and even get paid up to 2 days early with direct deposit.

Why Choose One Checking® Rewards:

  • Unlimited cash-back rewards on debit card purchases
  • Early direct deposit - Get paid up to 2 days ahead of schedule
  • No ATM fees - Access 43,000+ fee-free ATMs nationwide

Open One Checking® Rewards today and start turning everyday purchases into real rewards.

How Your Checking Account Rewards Work

  • Pay with Visa debit
  • Sign for your transaction
  • Earn 0.5% cash back
  • Claim your credit monthly

Benefits of One Checking® Rewards

Our checking account rewards program is simple. There are no confusing points or purchase-based restrictions. Simply swipe, sign, and earn!

  • Earn cash back with everyday spending
  • Instant-issued debit cards to access your funds right away
  • Account alerts to your phone and email
  • Overdraft Protection
  • 43,000 ATMs nationwide
  • Remote Check Deposits with the One Nevada digital app
  • More digital features than you can shake a stick at

Checking accounts for every Nevadan

ACCOUNT TYPE MONTHLY SERVICE FEES BEST FOR

One Checking® Rewards

Our most popular account. Earn cash back rewards on everyday transactions.

$5 monthly fee

Best for active debit card users who want to earn cash back on purchases.

One Checking® 

Our basic checking account with no monthly fee, if you use it regularly1

$0 monthly fee1

When meeting monthly requirements

Best for active debit card users who want the option to avoid a monthly fee.

MyChecking 

Our no monthly fee checking option for youth.

$0 monthly fee

Age restrictions apply2

ACCOUNT MUST BE OPENED IN-BRANCH

Best for youth ages 12-17

Essential Checking 

Our no monthly fee checking option for those on limited incomes3

Income restrictions apply3

ACCOUNT MUST BE OPENED IN-BRANCH

Best for those on limited household incomes.

  1. No monthly service fee with 15 signature-based, debit card transactions monthly, or a $2,000 average daily checking account balance, otherwise $5 per month.
  2. Must be aged 15-17 years old. Accounts will be converted to a One Checking account upon turning age 21.
  3. Must have verifiable household income of $35,000 or less annually to open this account. Income will be verified routinely.
Know more about our best checking account rewards!

One Checking® Rewards FAQs

ONE CHECKING® REWARDS ACCOUNT DISCLOSURES:

Account features and fees are subject to change. Earn 0.5% cash back on signature-based transactions on your account each month. PIN-based transactions do not qualify for cash back rewards. You can claim your cash back credit to your account monthly through online banking. Mobile check deposit is for qualified members. See the Membership Account Agreement for complete account disclosures. View the Membership Agreement, Fee Schedule, and Privacy Notice.

Have More Questions?

Ask anything, and we will answer. Check the most frequent queries asked by users.

Leaving Site

You are leaving the One Nevada Credit Union website.

We cannot control the content of other internet sites. Links from our website(s) are intended to serve as a benefit to our members and are offered on an as is basis. We are not responsible for the accuracy, security, or content of site links. We encourage our members to view privacy and security disclosures on all websites they visit.