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Mortgages for Nevadans by Nevadans

Mortgages for Nevadans by Nevadans

Imagine a mortgage lender giving you all the following plus the opportunity to earn a cash reward. Sound too good to be true? It's not! Let us help you make the move and save money on your next loan.
LOAN TYPE Rate APR*
30 Year Fixed - 1 point 6.500% 6.626%
30 Year Fixed 6.875% 6.906%
15 Year Fixed - 1 point 5.750% 5.954%
15 Year Fixed 6.000% 6.050%
FHA 30 Year Fixed - 1 Point 5.625% 5.904%
FHA 30 Year Fixed 6.000% 6.192%
VA 30 Year Fixed - 1 Point 5.750% 6.173%
VA 30 Year Fixed 6.000% 6.335%
Refi 30 Year Fixed - 1 point 6.625% 6.752%
Refi 30 Year Fixed 7.000% 7.031%
Refi 15 Year Fixed - 1 point 5.750% 5.954%
Refi 15 Year Fixed 6.000% 6.050%
Refi FHA 30 Year Fixed - 1 Point 5.625% 5.904%
Refi FHA 30 Year Fixed 6.000% 6.192%
Refi VA 30 Year Fixed - 1 Point 5.750% 6.173%
Refi VA 30 Year Fixed 6.000% 6.335%
Get pre-qualified for a new home
Purchase Loans

Get pre-qualified for a new home

Ready to become a homeowner? One Nevada Credit Union mortgage rates are highly competitive, and our low fees make purchase loans very affordable for our members.
Don’t struggle under high mortgage rates
Refinance Loans

Don’t struggle under high mortgage rates

Refinance your home with One Nevada Credit Union and lower your interest rate and monthly payment. You may even be able to reset your loan term for ease of mind.
Need to access your home’s equity?
Home Equity Loans

Need to access your home’s equity?

Get the funds you need for a wedding, vacation, college education, or other pressing needs with a home equity loan that lets you tap into your most significant investment.
A revolving line of secured credit
Home Equity Lines of Credit

A revolving line of secured credit

A home equity line of credit is a convenient financing option  you want to renovate, have anticipated upcoming expenses, or just want to say yes to a few luxury purchases.
Reverse Mortgage
Reverse Mortgage

The key to a more secure retirement might already be in your pocket

From paying off a mortgage, to creating consistent monthly income, to smarter tax planning, a reverse mortgage can unlock the equity in your home for a more secure retirement. 
Home Advantage
Home Advantage

Real Estate with Real Rewards

One Nevada is committed to helping you make smart financial decisions—which is why we offer free access to HomeAdvantage®. Not only can you use this program to search for homes and find an agent online, but when you use one of our approved agents, you qualify for HomeAdvantage Cash Rewards.*

Calculate mortgage payments and loan terms
Loan Calculators

Calculate mortgage payments and loan terms

Mortgages shouldn't be a mystery up until you sign the final paperwork. Learn what you can expect your monthly payment to be based on the loan amount, term, and mortgage rate.
Get a mortgage from One Nevada Credit Union

Mortgages FAQs

APR = Annual Percentage Rate and is listed "as low as." Mortgage rates excluded; call for APR. APRs can increase after the loan consummation if the loan terms allow an APR to increase.

* Rewards equal 20% of the agent's commission, an average of $1,500 in savings per transaction!

Rates are determined by individual credit standing, collateral age, collateral value, and loan term. No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.

Federally Insured by NCUA. Equal Housing Opportunity.

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