Mortgages for Nevadans by Nevadans
- Low application and processing fees
- Fast, easy online pre-qualification
- An on-time closing guarantee
|15 Year Fixed - 1 point||6.500%||6.708%|
|15 Year Fixed||7.000%||7.051%|
|30 Year Fixed - 1 point||7.250%||7.382%|
|30 Year Fixed||7.625%||7.658%|
|FHA 30 Year Fixed - 1 Point||6.375%||6.667%|
|FHA 30 Year Fixed||6.750%||6.951%|
|VA 30 Year Fixed - 1 Point||6.375%||6.815%|
|VA 30 Year Fixed||6.875%||7.229%|
|Refi 30 Year Fixed - 1 point||7.375%||7.508%|
|Refi 30 Year Fixed||7.875%||7.908%|
|Refi 15 Year Fixed - 1 point||6.500%||6.708%|
|Refi 15 Year Fixed||7.000%||7.051%|
|Refi FHA 30 Year Fixed - 1 Point||6.375%||6.667%|
|Refi FHA 30 Year Fixed||6.750%||6.951%|
|Refi VA 30 Year Fixed - 1 Point||6.375%||6.815%|
|Refi VA 30 Year Fixed||6.875%||7.229%|
Get pre-qualified for a new home
Don’t struggle under high mortgage rates
Need to access your home’s equity?
A revolving line of secured credit
Calculate mortgage payments and loan terms
- Can I afford a mortgage from One Nevada Credit Union?
Probably! We provide access to down payment assistance options available through Nevada’s Home is Possible program to our New Start Mortgage program for credit-challenged, previous homeowners looking to own a home again. Our loan officers can help you.
- How much will my monthly mortgage payment be?
You can get a good idea of your monthly mortgage payment by entering your home purchase amount, down payment, interest rate, and loan term into one of our handy calculators. With a bit of tweaking, you can maximize your home-buying dollars.
- What kind of mortgage rates can I get?
Your mortgage rate will depend on your chosen type of loan, loan term, credit, and several other factors. One Nevada Credit Union mortgage rates are competitive; you can view our current base rates anytime.
- How do I buy land to build on?
A land purchase loan can get you started down the road to building your dream home. We will walk you through how to finance your land and construction costs and then convert your loan into a conventional one.
- Are loans solely for members of One Nevada Credit Union?
Our home loans and mortgages are designed for our members. However, becoming a credit union member is easy. You can apply today and then request your mortgage loan as soon as your account is set up.
APR = Annual Percentage Rate and is listed "as low as." Mortgage rates excluded; call for APR. APRs can increase after the loan consummation if the loan terms allow an APR to increase.
Rates are determined by individual credit standing, collateral age, collateral value, and loan term. No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.