MyChecking Account

Student checking account to shape young dreamers

Help young Nevadans build strong financial habits with One Nevada Credit Union's MyChecking account. Designed for teens and young adults ages 15-21, this student checking account offers no monthly fees and easy-to-use tools to track spending, manage money, and develop financial responsibility from an early age.

Why Choose MyChecking:

Fee-free checking - No monthly fees for eligible young members
Financial education - Learn to budget, track spending, and manage money responsibly
Convenient digital banking - Online and mobile access for everyday transactions

Open a MyChecking account today and give teens and young adults a head start on financial independence—the Nevadan way.

Find Nearest Branch Open a Checking Account

MyChecking: the ideal student checking account

No chance of overdrafts
Individual card control settings
Send and Receive Money with Zelle®
Free digital phone apps

Benefits of MyChecking

Become a Member

With MyChecking, your child can learn how to manage their money in a controlled, mostly digital banking environment.

Compare Fee and No-fee Checking Accounts

ACCOUNT TYPE	MONTHLY SERVICE FEES	BEST FOR
One Checking® Rewards Open Account Our most popular account. Earn cash back rewards on everyday transactions.	$5 monthly fee	Best for active debit card users who want to earn cash back on purchases.
One Checking® Open Account Our basic checking account with no monthly fee, if you use it regularly¹	$0 monthly fee1 When meeting monthly requirements	Best for active debit card users who want the option to avoid a monthly fee.
MyChecking Open Account Our no monthly fee checking option for youth.	$0 monthly fee Age restrictions apply² ACCOUNT MUST BE OPENED IN-BRANCH	Best for youth ages 12-17
Essential Checking Open Account Our no monthly fee checking option for those on limited incomes³	Income restrictions apply³ ACCOUNT MUST BE OPENED IN-BRANCH	Best for those on limited household incomes.

25Mar

A Member Perk Worth Filing For

12Mar

Join us for our SWEET S Durango & Russell Branch Grand Opening!

24Feb

Account Takeover Fraud: How It Happens and How to Protect Yourself

Know more about your student checking account

MyChecking Accounts FAQs

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How old must I be for a MyChecking account?

MyChecking accounts can be opened by young people ages 12-17 who want to learn how to manage their money like responsible adults. It doesn’t have an overdraft, so you have protection against accidental overspending. It is a modern, primarily digital checking account.
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When do I age out of this student checking account?

You can remain on your MyChecking account regardless of whether or not you are a student until you reach the age of 21, at which point your account will convert to a standard One Checking® account. Learn more about One Checking®.
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Is there a digital phone app for MyChecking?

All One Nevada Credit Union no monthly fee checking accounts can be accessed and tracked through our digital app. Download it for iPhone®, iPad®, or Android™, and use it to deposit checks, pay bills, and send money to your friends.
Learn More
Is there another checking account with no monthly fees?

If you are a limited-income household, you may qualify for Essential Checking. This account has no monthly fee if your household income stays below $35,000. We verify your income periodically. Essential Checking comes with other helpful features too.
Learn More
How can I control spending on a student checking account?

Controlling spending on an account is easy with Card Control. This function lets you set spending limits on each card associated with the account to prevent overspending and help kids make smart choices.
Learn More

View the Membership Agreement, Fee Schedule, and Privacy Notice.

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Student checking account to shape young dreamers

MyChecking: the ideal student checking account

Benefits of MyChecking

Compare Fee and No-fee Checking Accounts

Real-time account alerts

Free credit score checks

Online banking / Bill Pay

Personal finance tracking tools

Send and Receive Money with Zelle®

A Member Perk Worth Filing For

Join us for our SWEET S Durango & Russell Branch Grand Opening!

Account Takeover Fraud: How It Happens and How to Protect Yourself

MyChecking Accounts FAQs

Have More Questions?

For Whitelist any third party links, add/edit URL here

Student checking account to shape young dreamers

MyChecking: the ideal student checking account

Benefits of MyChecking

Compare Fee and No-fee Checking Accounts

Benefit from Additional Services

Real-time account alerts

Free credit score checks

Online banking / Bill Pay

Personal finance tracking tools

Send and Receive Money with Zelle®

A Member Perk Worth Filing For

Join us for our SWEET S Durango & Russell Branch Grand Opening!

Account Takeover Fraud: How It Happens and How to Protect Yourself

MyChecking Accounts FAQs

Have More Questions?

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