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Purchase Loans

New Home Loans

Whether you are in the market to build your home or looking for a readymade home to move in, you need a trustworthy partner to take your home purchase loan. One Nevada Credit Union has the right loan for every homebuyer and every house.

Loans that Feel Like Home

  • First-time homebuyers welcome
  • Suitable for any dream home
A home purchase loan is a serious investment toward your future financial security. Simply put, it's a big step up from your current situation. You need a trusting partner by your side. That's where One Nevada comes in!

Review all our home loans

MORTGAGE TYPE APRs BEST FOR

Purchase Loans

Buy your first home or upgrade to your dream home

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See Rates Page. Ideal for those who want to purchase a home or use a homebuilder to purchase a home.

Refinance Loans

Lower your monthly payment and interest rate

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See Rates Page.

Perfect for homeowners stuck with a high adjustable mortgage rate and monthly payment.

Home Equity Loans

Access your asset's value for ready cash

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See Rates Page.

Best for families looking for a fast, easy way to tap into the equity from their homes.

Home Equity Lines of Credit

Revolving credit lines for important purchases

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See Rates Page.

Use your home’s equity as a revolving line of credit for renovations or other needs.

Plan before You Purchase a Home

LOAN TYPE Rate APR*
30 Year Fixed - 1 point 7.125% 7.256%
30 Year Fixed 7.375% 7.407%
15 Year Fixed - 1 point 6.000% 6.205%
15 Year Fixed 6.750% 6.801%
FHA 30 Year Fixed - 1 Point 6.125% 6.413%
FHA 30 Year Fixed 6.500% 6.698%
VA 30 Year Fixed - 1 Point 6.250% 6.686%
VA 30 Year Fixed 6.500% 6.846%
Can you afford a homebuyer loan?
Mortgage Calculators

Can You Afford a Homebuyer Loan?

Calculate the monthly payment and total cost of home ownership. If you are applying for a home purchase loan or refinancing, we will make it work together.
Answers on land purchase loans, home purchase loans, and more

FAQs on Home Purchase Loans

APR = Annual Percentage Rate and is listed "as low as." Mortgage rates excluded; call for APR. APRs can increase after the loan consummation if the loan terms allow an APR to increase.

Rates are determined by individual credit standing, collateral age, collateral value, and loan term. No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.

Federally Insured by NCUA. Equal Housing Opportunity.

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