11Dec
Purchase Loans
Loans That Feel Like Home
Whether you are in the market to build your home or looking for a readymade home to move in, you need a trustworthy partner to take your home purchase loan. One Nevada Credit Union has the right loan for every homebuyer and every house.
Review all our home loans
| MORTGAGE TYPE | APRs | BEST FOR |
|---|---|---|
Purchase Loans Buy your first home or upgrade to your dream home Learn More Learn More | See Rates Page. | Ideal for those who want to purchase a home or use a homebuilder to purchase a home. |
Refinance Loans Lower your monthly payment and interest rate Learn More Learn More | See Rates Page. | Perfect for homeowners stuck with a high adjustable mortgage rate and monthly payment. |
Home Equity Loans Access your asset's value for ready cash Learn More Learn More | See Rates Page. | Best for families looking for a fast, easy way to tap into the equity from their homes. |
Home Equity Lines of Credit Revolving credit lines for important purchases Learn More Learn More | See Rates Page. | Use your home’s equity as a revolving line of credit for renovations or other needs. |
Plan before You Purchase a Home
| LOAN TYPE | Rate | APR* |
|---|---|---|
| 30 Year Fixed - 1 point | 6.375% | 6.500% |
| 30 Year Fixed | 6.750% | 6.781% |
| 15 Year Fixed - 1 point | 5.500% | 5.702% |
| 15 Year Fixed | 5.875% | 5.924% |
| FHA 30 Year Fixed - 1 Point | 5.625% | 5.904% |
| FHA 30 Year Fixed | 5.750% | 5.939% |
| VA 30 Year Fixed - 1 Point | 5.625% | 6.045% |
| VA 30 Year Fixed | 5.750% | 6.080% |
Mortgage Calculators
Can You Afford a Homebuyer Loan?
Calculate the monthly payment and total cost of home ownership. If you are applying for a home purchase loan or refinancing, we will make it work together.
APR = Annual Percentage Rate and is listed "as low as." Mortgage rates excluded; call for APR. APRs can increase after the loan consummation if the loan terms allow an APR to increase.
Rates are determined by individual credit standing, collateral age, collateral value, and loan term. No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.
Federally Insured by NCUA. Equal Housing Opportunity.