Get Paid to Get Better

Recuperative Care pays in addition to Hospital Accident Protection. It pays for hospitalization due to a sickness as well as an accident. HAP provides a benefit for hospitalization due to an accident, and Recuperative Care also provides a benefit to help with recuperation.

The benefit is paid directly to you and you can use it however you like. When you are home from the hospital, you can use it to pay monthly bills, recovery expenses, or anything else you want.

No. This insurance pays you cash while you get well only for each day that your doctor has kept you in the hospital for covered accidents and sicknesses.

You can be covered for $400 for each day of hospitalization; or $200 for sickness. You may also choose family coverage, which protects your spouse and dependent children at a reduced benefit rate. See your certificate of insurance for specific amounts.

No. There are no medical questions or physical exams required to qualify for this insurance.

No. Your coverage is guaranteed provided you are 18 years of age or older.

There is no termination age for you, your spouse or domestic partner; however, benefits reduce by 50% at the age of 70.

The policy’s effective date is shown on your Certificate of Insurance.

It takes about 30 days from the time the enrollment form is received to process and issue the certificate of Insurance.

If you choose not to keep your insurance, simply call toll free 1-877-629-6037, and your insurance will be canceled.

This insurance supplements your other coverage plans. Your health insurance pays for medical procedures while Recuperative Care pays you a flat benefit amount which can be used for anything you choose.

Share/Share Draft or Credit Card. Premiums will be automatically deducted from your account quarterly/monthly and will be reflected on your statement.

To file a claim, call your Plan Administrator at 1-877-629-6037 weekdays 7:00 a.m. to 5:00 p.m. CST

The claims are processed within five days of the Plan Administrator receiving the appropriate information and documentation in their offices in Franklin, TN. Once processed, the claim is then forwarded to the underwriter for determination of benefits.

The Plan Administrator is Franklin Madison Group LLC.

To maintain the privacy of the insured, information can only be provided if the primary insured is present to give consent.

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