Skip to main content
One Checking® Account

Instant checking account for your immediate expenses

Do you need a bank account with instant debit card access, a digital app, and online banking? Discover One Checking®: a cutting-edge checking account with all the modern features to manage your everyday needs at your fingertips.

Why to Choose One Checking®?

  • Free Visa debit card
  • Fast, easy Bill Pay
  • 24/7/365 online account access
  • Send Money Peer-to-Peer Payments

Benefits of One Checking®

One Checking® gives you everything you need in an instant checking account solution that's easy to apply for and use.
  • Instant-issued debit cards to access your funds right away
  • Account alerts to your phone and email
  • Overdraft protection
  • 43,000 ATMs worldwide
  • Remote check deposits with the One Nevada digital app
  • More digital features than you can shake a stick at

Choose from multiple checking account options

ACCOUNT TYPE MONTHLY SERVICE FEES BEST FOR
One Checking® Rewards Open Account

Our most popular account. Earn cash back rewards on everyday transactions.

$5 monthly fee Best for active debit card users who want to earn cash back on purchases.
One Checking® Open Account

Our basic checking account with no monthly fee, if you use it regularly1

$0 monthly fee1

When meeting monthly requirements

Best for active debit card users who want the option to avoid a monthly fee.
MyChecking Open Account

Our no monthly fee checking option for youth.

$0 monthly fee

Age restrictions apply2

ACCOUNT MUST BE OPENED IN-BRANCH

Best for youth ages 15-17
Essential Checking Open Account

Our no monthly fee checking option for those on limited incomes*

Income restrictions apply*

ACCOUNT MUST BE OPENED IN-BRANCH

Best for those on limited household incomes.
Make life easier with our instant checking account

One Checking® FAQs

ONE CHECKING® ACCOUNT DISCLOSURES:

Account features and fees are subject to change. No monthly service fee with 15 signature-based debit card transactions at POS per month, or $2,000 in the average daily checking account balance, otherwise $5 per month. Add $2.50 monthly to receive paper statements—no charge for E-Statements. View the Membership Agreement, Fee Schedule, and Privacy Notice for complete account disclosures.

Have More Questions?

Ask anything, and we will answer. Check the most frequent queries asked by users.
Leaving Site

You are leaving the One Nevada Credit Union website.

We cannot control the content of other internet sites. Links from our website(s) are intended to serve as a benefit to our members and are offered on an as is basis. We are not responsible for the accuracy, security, or content of site links. We encourage our members to view privacy and security disclosures on all websites they visit.