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Refinance Loans

Refinance Home Loans the Way You Want

With Nevada's changing property values and low-interest rate environment, now may be an excellent time to consider refinancing your current home loan to save money.

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Advantages of Refinance Loans

Lower rate and payment
Consolidate your other debts
Leverage your home equity

Benefits of Refinancing Your Home Loan

Fina a Loan Officer

With a refinance home loan, you can pull cash out of your home's equity for anything, including repairs or consolidating your previous home loans.

Find Your Home Mortgage Options

MORTGAGE TYPE	APRs	BEST FOR
Purchase Loans Buy the house of your dreams Learn More	See Rates Page	Perfect for ones ready to make their biggest investment ever – purchasing a home.
Refinance Loans Put more cash back in your pocket Learn More	See Rates Page.	An excellent choice for homeowners trying to consolidate debt or pay for a honeymoon.
Home Equity Loans Use your home equity to secure a sizeable loan Learn More	See Rates Page.	Ideal for ones who need to rustle up some cash fast for whatever reason.
Home Equity Lines of Credit Leverage your equity as a revolving credit line Learn More	See Rates Page.	A way for anyone to cover home renovations, help with unexpected costs, and more.

Rates

Refinance and save

Refinancing your home loan could help you save money with a shorter term, lower rate, or lower monthly payments.

Flexible loan options
Lower your interest rate
Apply online or in-person

Learn More

30 Year Fixed

6.625%^{Rate ^*}

6.661%^{APR ⁺}

Get Pre-Qualified

15 Year Fixed

6.000%^{Rate ^*}

6.057%^{APR ⁺}

Get Pre-Qualified

FHA 30 Year Fixed

5.750%^{Rate ^*}

5.944%^{APR ⁺}

Get Pre-Qualified

VA 30 Year Fixed

5.875%^{Rate ^*}

6.211%^{APR ⁺}

Get Pre-Qualified

Mortgage Calculators

Does a Refinance Loan Make Sense?

Using our refi calculators, you can easily see the cost benefits of refinancing a home loan. Just plug in the numbers to see how much you can save.

Learn More

25Mar

A Member Perk Worth Filing For

The ins and outs of home loan refinancing

Refinance Home Loans FAQs

View All FAQs

Why should I refinance a home loan?

There are several reasons you might want to refinance your home. The most common are lower interest rates and mortgage payments. Find out if lengthening your loan term makes sense in the long run.
Learn More
How are a refinance loan and a home equity loan different?

A refinance home loan resets your mortgage and changes the terms. A home equity loan is a secondary loan against the equity built up in your house (up to 75% of its value.) Learn more about our home equity loans.
Learn More
Would a home equity line of credit be better?

A home equity line of credit turns the equity in your home into security for a revolving line of credit (like a credit card.) You use only as much as you need and make payments to free up more credit.
Learn More
How much can I drop my mortgage payment by refinancing?

The amount your payment will drop depends on exactly how your refi is structured. You can lower your interest rate to make your payment smaller, extend your loan term, or both. Use our calculators to map your options.
Learn More
Who is the best candidate for a refinance loan?

Typically, you only want to refinance if you plan to stay in your current home for at least 5 more years. If you sell sooner, you won’t recoup your refinancing fees. Ask a loan officer for more information.
Reach Us

¹Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.

²APR = Annual Percentage Rate. The APR is listed "as low as"; Mortgage rates are excluded; call for APR. If the loan terms allow it, the APR can increase after closing.

Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.
No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.
Federally Insured by NCUA. Equal Housing Opportunity.

Have More Questions?

Our financial experts can help with any queries about home loans, refinancing, and banking.

View All FAQs Reach Us

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Refinance Home Loans the Way You Want

Advantages of Refinance Loans

Benefits of Refinancing Your Home Loan

Find Your Home Mortgage Options

Refinance and save

30 Year Fixed

15 Year Fixed

FHA 30 Year Fixed

VA 30 Year Fixed

Does a Refinance Loan Make Sense?

A Member Perk Worth Filing For

Refinance Home Loans FAQs

Have More Questions?

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