Why should I refinance a home loan?

There are several reasons you might want to refinance your home. The most common are lower interest rates and mortgage payments. Find out if lengthening your loan term makes sense in the long run.Learn More

How are a refinance loan and a home equity loan different?

A refinance home loan resets your mortgage and changes the terms. A home equity loan is a secondary loan against the equity built up in your house (up to 75% of its value.) Learn more about our home equity loans.Learn More

Would a home equity line of credit be better?

A home equity line of credit turns the equity in your home into security for a revolving line of credit (like a credit card.) You use only as much as you need and make payments to free up more credit.Learn More

How much can I drop my mortgage payment by refinancing?

The amount your payment will drop depends on exactly how your refi is structured. You can lower your interest rate to make your payment smaller, extend your loan term, or both. Use our calculators to map your options.Learn More

Who is the best candidate for a refinance loan?

Typically, you only want to refinance if you plan to stay in your current home for at least 5 more years. If you sell sooner, you won’t recoup your refinancing fees. Ask a loan officer for more information. Reach Us

Refinance Loans

Refinance Home Loans the Way You Want

With Nevada's changing property values and low-interest rate environment, now may be an excellent time to consider refinancing your current home loan to save money.

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Advantages of Refinance Loans

Lower rate and payment
Consolidate your other debts
Leverage your home equity

Benefits of Refinancing Your Home Loan

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With a refinance home loan, you can pull cash out of your home's equity for anything, including repairs or consolidating your previous home loans.

Find Your Home Mortgage Options

MORTGAGE TYPE	APRs	BEST FOR
Purchase Loans Buy the land or house of your dreams Learn More	See Rates Page.	Perfect for ones ready to make their biggest investment ever – purchasing a home.
Refinance Loans Put more cash back in your pocket Learn More Learn More	See Rates Page.	An excellent choice for homeowners trying to consolidate debt or pay for a honeymoon.
Home Equity Loans Use your home equity to secure a sizeable loan Learn More Learn More	See Rates Page.	Ideal for ones who need to rustle up some cash fast for whatever reason.
Home Equity Lines of Credit Leverage your equity as a revolving credit line Learn More Learn More	See Rates Page.	A way for anyone to cover home renovations, help with unexpected costs, and more.

Refinance Loan Options for Any Situation

LOAN TYPE	Rate	APR*
Refi 30 Year Fixed - 1 point	6.500%	6.626%
Refi 30 Year Fixed	6.750%	6.781%
Refi 15 Year Fixed - 1 point	5.500%	5.702%
Refi 15 Year Fixed	5.875%	5.924%
Refi FHA 30 Year Fixed - 1 Point	5.625%	5.904%
Refi FHA 30 Year Fixed	5.750%	5.939%
Refi VA 30 Year Fixed - 1 Point	5.625%	6.045%
Refi VA 30 Year Fixed	5.750%	6.080%

Mortgage Calculators

Does a Refinance Loan Make Sense?

Using our refi calculators, you can easily see the cost benefits of refinancing a home loan. Just plug in the numbers to see how much you can save.

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Refinance Home Loans FAQs

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APR = Annual Percentage Rate and is listed "as low as." Mortgage rates excluded; call for APR. APRs can increase after the loan consummation if the loan terms allow an APR to increase.

Rates are determined by individual credit standing, collateral age, collateral value, and loan term. No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.

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Have More Questions?

Our financial experts can help with any queries about home loans, refinancing, and banking.

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