How can I spend a credit union personal loan?

Personal loans can be used for many purposes, from paying off high-interest credit cards, home renovations, and medical expenses to going on vacation. This loan is flexible to use as you need. Apply Now

What’s the difference between a secured and an unsecured personal loan?

With a One Nevada secured loan, your loan is tied to your savings account (which is your collateral). You can’t borrow more than you have saved; an unsecured personal loan doesn’t require collateral. Apply Now

What’s the difference between a hard and soft credit inquiry?

A soft credit inquiry doesn’t impact your credit score; while it will appear on your credit report, it can only be seen by you. A hard inquiry can be seen by anyone who checks your credit and indicates to other financial organizations that you have applied for credit. Reach Us

Can I make extra payments or pay off my loan early?

Yes! There is no penalty for paying off your loans ahead of schedule. The additional funds will be applied to outstanding interest first and then to your loan’s principal. Apply Now

What does One Nevada consider in approving my loan request?

One Nevada will determine the eligibility of your loan application based on your credit score, credit history, and debt-to-income ratio (DTI). Apply Now

Personal Loans Designed Just for You

Whether you need quick cash to build or rebuild your credit or consolidate debt, One Nevada gives you the funding you need with personal loans designed for your lifestyle. Apply online today.

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Lines of Credit

Flexible Credit Lines for Your Benefit

At One Nevada, applying for a personal line of credit is easy with our 3-step application. Avail flexible funds when you need them - as you need them.

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Quick Cash Loans

Fix Immediate Cash Shortages

One Nevada Quick Cash loans help you escape momentary tight spots, whether facing an accident, injury, unexpected repairs or just needing a little extra cash to make it to payday.

Savings Secured Loans

Borrow against Your Savings or CD

Borrow with a low variable rate against the amount in your savings or certificate of deposit (CD) account. Funds are available immediately; you have up to 60 months to pay the loan.

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Signature Loans

Borrow up to $10,000 for 36 Months

Getting a Signature Loan from One Nevada requires a quick 3-step application and a faster approval process. Borrow between $500 and $10,000 and use the funds for what you please.

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Credit Builder Loans

Build Credit Using Your Own Money

Credit builder loans help build or rebuild your credit. Your loan amount is deposited into a share certificate account. Pay the loan, get the money, and show a positive loan payoff on your credit report.

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Advance Pay

Short-term Loan Solution from One Nevada

Advance Pay from One Nevada is a short-term loan program that costs less than typical payday loans. We provide lower rates, no application fees, and loans up to $1,500.

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Credit Cards

Flexible Secured Credits with Rewards

Instead of a loan, you may want One Nevada's secure and rewarding Visa® credit cards. Like our line of credit loan, you can use the cards for whatever you need up to the credit limit.

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Loan Calculators

Match Your Loan to Your Exact Requirements

Get an idea of your loan or credit card payments with our calculators. Determine how long it will take to pay off, how extra payments impact your loan, or if you should consolidate.

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20Sep

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Personal Loans FAQs

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APRs can increase after the loan consummation if the loan terms allow an APR to increase.