Credit Builder Loans
Start Building or Rebuilding Your Credit Today
Welcome to the loan program that helps you build or rebuild your credit score. It's easy to get started. Stop by a branch to apply.
- Upon approval, we will lend you a mutually decided amount
- The amount is deposited into a secure share account which is held safely by the credit union on your behalf
- You simply make regular payments that are reported to the credit agencies like any other loan
- Once the loan is paid off, you receive the full amount held in the Secured Savings account
- As a result, you have established a positive loan pay off on your credit report
Apply in person at one of our branches.
APRs can increase after consummation of the loan if the loan terms allow an APR to increase.
Visa® Platinum Share Secured Credit Card
Build, rebuild or establish your credit responsibly
A secured credit card has a limit tied to your savings account, so you will only spend what you can afford. Build your savings, build your spending power.