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Credit Builder Loans

Start Building or Rebuilding Your Credit Today

Welcome to the loan program that helps you build or rebuild your credit score using your own money. It's easy to get started. Stop by a branch to apply.
  • Upon approval, we will lend you a mutually decided amount
  • The amount is deposited into a share certificate account, which is held safely by the credit union on your behalf
  • You simply make regular payments that are reported to the credit agencies like any other loan
  • Once the loan is paid off, you receive the full amount held in the share certificate
  • As a result, you have established a positive loan pay off on your credit report

Apply in person at one of our branches.

APRs can increase after consummation of the loan if the loan terms allow an APR to increase.

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