New Start Checking

Our New Start Checking® Account provides another chance to those who may have had previous challenges with a checking account. It gives members an alternative to the higher priced checking services offered by banks and other high-priced financial institutions.

About New Start Checking®

If you are in trouble with ChexSystemsSM and were denied a checking account at the bank, we can help! Our New Start Checking® Account is designed to provide low-cost checking services to responsible people who have had an unfortunate experience with a checking account in the past.

 

Why choose us?

  • Top-Rated Member Service — Our team of service representatives care about your financial needs. We’re here to help you.
  • Affordable — Instead of paying expensive check cashing fees on payday, just set up direct deposit. It’s free!
  • No Credit Check, No Hassles – Low or no credit scores are no problem!
  • Safe and Secure — A New Start Checking® account comes with your own Visa® check card and it’s safer than carrying cash. You’re protected from unauthorized purchases. Plus, your funds are federally insured up to $250,000.
  • Convenient Cash Access — You can use your Visa® check card at 46,000 free ATMs worldwide.
  • 24/7 Access — You can log-in to your account through online or mobile banking to view your transactions, transfer funds and pay bills.

Apply Now

To open a New Start Checking® Account with One Nevada Credit Union, you must become a member. Membership is obtained by depositing $20.00 into a savings account. A minimum deposit of $20.00 is also required to open a checking account. A monthly fee of $19.50 will be assessed until the account has been properly managed for 12 consecutive months. Proper account management is defined as having no more than three Non-Sufficient Funds (N.S.F.) paid or unpaid year to date and no memos with restrictive instructions from the collections department. Other terms and conditions may apply. Ask for details.

Account Features and Benefits

Our New Start Checking® Account provides another chance to those who may have had previous challenges with a checking account. It gives members an alternative to the higher priced checking services offered by banks and other high-priced financial institutions.

One Checking

Account benefits include:

Benefits using direct deposit:

  • You get your money faster even when you’re not in the office on payday. While your friends are waiting in line at the bank to cash their checks, your money’s already in your account and can be accessed by using your Visa® check card.
  • You get more from your paycheck. Ever had to pay 3% or more to cash a check? Not anymore. Direct deposit is free when you have a New Start Checking® Account.
  • It’s safer. Millions of paychecks are lost or stolen each year. With direct deposit, your pay is securely and immediately available to you 24 hours a day.

Apply Now

To open a New Start Checking® Account with One Nevada Credit Union, you must become a member. Membership is obtained by depositing $20.00 into a savings account. A minimum deposit of $20.00 is also required to open a checking account. A monthly fee of $19.50 will be assessed until the account has been properly managed for 12 consecutive months. Proper account management is defined as having no more than three Non-Sufficient Funds (N.S.F.) paid or unpaid year to date and no memos with restrictive instructions from the collections department. Other terms and conditions may apply. Ask for details.

MyChecking

Terms & Conditions

If you know that you have been reported to ChexSystemsSM, we will require you to resolve outstanding deficient balances of $1,000.00 or more.

Becoming a member and opening a New Start Checking® account is a quick and easy process…all you have to do is deposit $20.00 into a savings account and $20.00 into your new checking account. We will need a recent paystub as proof of employment to establish your account.

Once a member with a New Start Checking® account, you can access your money through ATMs and other electronic systems using your new Visa® check card.

Plus after twelve consecutive months of maintaining your New Start Checking® account in good standing, with less than three unpaid non-sufficient funds against your account, you become eligible to upgrade to a One Checking® account!