Rates

One Nevada Credit Union Latest Rates

Whether you want to buy a new home, finance a vehicle, borrow money for everyday expenses, or save toward a goal, our team is here to help with VIP service and competitive rates. Apply quickly online or contact us for more information and let us help you reach your financial dreams!

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Mortgage Loan

30 Year Fixed

6.250%^{Rate ^*}

6.285%^{APR ⁺}

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15 Year Fixed

5.750%^{Rate ^*}

5.807%^{APR ⁺}

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FHA 30 Year Fixed

5.500%^{Rate ^*}

5.691%^{APR ⁺}

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VA 30 Year Fixed

5.500%^{Rate ^*}

5.828%^{APR ⁺}

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Refi 30 Year Fixed

6.375%^{Rate ^*}

6.410%^{APR ⁺}

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Refi 15 Year Fixed

5.750%^{Rate ^*}

5.807%^{APR ⁺}

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Refi FHA 30 Year Fixed

5.500%^{Rate ^*}

5.691%^{APR ⁺}

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Refi VA 30 Year Fixed

5.500%^{Rate ^*}

5.828%^{APR ⁺}

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Auto Loans

Auto Loans (New & Used)

5.49%^{Rate ^*}

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VISA Credit Card

VISA Platinum Credit Card

11.75%^{Rate ^*}

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VISA Signature Credit Card

11.75%^{Rate ^*}

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VISA Shared Secured Card

VISA Shared Secured Card

17.00%^{Rate ^*}

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Signature Loans

Signature Loan

11.75%^{Rate ^*}

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Home Equity Loans

Home Equity Loans

7.50%^{Rate ^*}

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Home Equity Lines of Credit

Home Equity Lines of Credit

7.00%^{Rate ^*}

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Line of Credit

Line of Credit

11.75%^{Rate ^*}

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Secured Loans

Secured Loan

Rate Varies

Credit Builder Loan

Credit Builder

3.00%^{Rate ^*}

Savings

Savings

0.05%^{APY ⁺}

0.05%

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Secondary Savings

Secondary Savings

0.05%^{APY ⁺}

0.05%

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Money Market

Money Market ($5,000 - $24,999.99)

1.25%^{Rate ^*}

1.26%^{APY ⁺}

Money Market ($25,000 - Up)

1.75%^{Rate ^*}

1.77%^{APY ⁺}

Preferred Money Market

Preferred Money Market

2.00%^{Rate ^*}

2.02%^{APY ⁺}

3 Month CD

3 Month CD

2.50%^{Rate ^*}

2.53%^{APY ⁺}

6 Month CD

6 Month CD

3.00%^{Rate ^*}

3.04%^{APY ⁺}

1 Year CD

1 Year CD

3.25%^{Rate ^*}

3.30%^{APY ⁺}

2 Year CD

2 Year CD

3.00%^{Rate ^*}

3.04%^{APY ⁺}

3 Year CD

3 Year CD

3.00%^{Rate ^*}

3.04%^{APY ⁺}

4 Year CD

4 Year CD

3.00%^Rate

3.04%^APY

^*Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.

⁺APR = Annual Percentage Rate. The APR is listed "as low as"; Mortgage rates are excluded; call for APR. If the loan terms allow it, the APR can increase after closing.

⁺⁺APY = Annual Percentage Yield.

Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account.
No payments for 90 days are valid for qualified individuals who finance directly with One Nevada. Rates and repayment terms may vary when financing through a local dealership.
Federally Insured by NCUA. Equal Housing Opportunity.

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Rates as of 10/09/2025.

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