Skip to main content

4 Steps to Credit Repair

By: One Nevada Credit Union / 11 Mar 2020
4 Steps to Credit Repair

Sometimes you are faced with taking steps to repair tarnished credit. Here are four steps to help make that happen.

Step #1: Determine your score – One Nevada's free Credit Score service helps you monitor your credit profile 24/7/365 to ensure there's no suspicious or fraudulent activity. Simply log in to Online Banking or our Mobile App and tap ‘Credit Score'.

Step #2: Review your report and dispute any errors – If you spot any errors on your credit report, dispute them in writing. You'll also need to dispute the charge with your actual creditor.

Step #3: Take steps toward fixing your credit – If you're always late with your credit card payments, set up an automatic bill-pay system. If your debt isn't going anywhere, rethink your spending habits. Also, consider debt consolidation or a balance transfer to an interest-free card. And, finally, find ways to increase your income, using all extra cash for paying down your debt.

Step #4: Ask us for help – We're always happy to help you with any financial situation!

Find more readings

Leaving Site

You are leaving the One Nevada Credit Union website.

We cannot control the content of other internet sites. Links from our website(s) are intended to serve as a benefit to our members and are offered on an as is basis. We are not responsible for the accuracy, security, or content of site links. We encourage our members to view privacy and security disclosures on all websites they visit.