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  • Invest with OneNVest
    Invest with OneNVest

    It’s your flexible investing solution from One Nevada. Whether you prefer a hands-on, do-it-yourself approach or personalized automatic investing. OneNVest puts you in control of your investing experience.

    Investment products offered by Atomic Invest and/or Atomic Brokerage, member FINRA/SIPC. Not FDIC/NCUA Insured • No Bank Guarantee • May Lose Value.

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Hands-On Investing: Do It Yourself, Your Way

Like to be in the driver’s seat? With a self-directed OneNVest account, you call the shots. Pick your investments, make your moves, and build a portfolio that feels right for you. We’ll give you the tools, resources, and flexibility; you bring the vision.

Benefits:

  • Invest in what excites you: Fractional shares of stocks and ETFs at your fingertips.3
  • Keep more of your money: $0 commissions on U.S. stock trades help you stay cost-savvy.2
  • Confidence-building tools: Market data, charts, and insights right in your dashboard.
  • Flexibility, no account minimums: Decide how much to invest and adjust whenever you like.
  • We’ve got your back: Friendly support and learning resources whenever you need a nudge.
OneNVest

OneNVest

Try it out for yourself. Log in to online banking now to access OneNVest accounts within One Nevada Credit Union

  • Self-Directed Brokerage Accounts: Do I have to pay a trade commission or transaction fee in a self-directed brokerage account?

    Self-directed trading accounts with Atomic Brokerage offer commission-free trading, meaning there are $0 commissions charged on trades of U.S. listed registered securities placed during the U.S. markets’ regular trading hours. Other fees such as regulatory fees, exchange fees, wire transfer fees and account maintenance fees may apply. See Atomic Brokerage’s fee schedule for more details.

  • Self-Directed Brokerage Accounts: What is a self-directed trading account?

    A self-directed trading account is a brokerage account that allows you to make your own investment decisions without relying on investment advice from a firm. You choose what to buy and sell—such as stocks, ETFs, mutual funds, or other securities—and you are fully responsible for the performance of your investments. With a OneNVest self-directed account, you can trade fractional shares of a selection of stocks and ETFs.

  • What is an Automated Investing Account (also known as a “robo-advisory” account)?

    The automated investment account, sometimes called a robo-advisory account, provides you with a diversified investment portfolio based on your responses to a series of questions about your financial situation and investment preferences. Investment portfolios include U.S. and international equities and U.S. investment-grade fixed income to provide diversified exposure.

    You provide information about:

    ● Your investment goals - Are you considering buying a house, planning for retirement, or something else? Your investment goals will contribute to which investment strategy is right for you.

    ● Your time horizon - When will you need the money in your portfolio?

    ● Your risk tolerance - Are you comfortable riding out market ups and downs, or do you prefer a more stable approach? A strategy may not be right for you if you can’t sleep at night.

    ● Your values - Do you want your investments to align with environmental, societal, and governance (ESG) principles?

    Atomic Invest – an SEC Registered Investment Advisor – uses this information to build an automated portfolio that fits your needs and priorities. This portfolio is automatically managed by software to optimize performance, provide tax benefits, and adapt to the changing market.

  • What is custom indexing?

    Atomic Invest uses a custom indexing investment strategy which involves purchasing individual securities that make up a specific equity index, rather than investing in a pooled vehicle like an index fund or ETF. This approach enables investors to directly hold the underlying stocks, which allows for greater customization based on personal preferences, such as excluding specific companies or sectors. The custom indexing strategy blends U.S. and international equities with U.S. investment-grade fixed income to provide diversified exposure. U.S. equity exposure is achieved through direct investments in individual stocks, while international equities are accessed via ETFs. Fixed income exposure is delivered through ETFs tracking the Bloomberg U.S. Aggregate Bond Index, offering broad coverage of U.S. investment-grade bonds. Asset allocation between equities and fixed income is customized to your risk profile and long-term goals, providing a tailored portfolio. You can add or remove any stock from your portfolio for maximum personalization. This strategy allows you to have more control and flexibility over your investments, and can offer advanced tax benefits through tax-loss harvesting

  • What is tax loss harvesting?

    Atomic Invest attempts to optimize tax efficiency by using a strategy called tax-loss harvesting.[1] Tax-loss harvesting is used to reduce an investor’s taxable income by selling investments that have declined in value to realize a capital loss. That loss can then be used to offset capital gains from other investments, and in some cases, ordinary income.

  • How is custom indexing different from ETFs, Index Funds, or Mutual Funds?

    Custom indexing is not a one-size-fits all approach like ETFs or Mutual Funds. Unlike mutual funds or ETFs, where a pool or basket of stocks is held by multiple investors, custom indexing allows investors to directly own the stocks in a portfolio that comprise an index.

    By owning the underlying stocks individually, investors are not required to pay additional fees – or “expense ratios” – for a managed basket of stocks in a Mutual Fund or ETF.

  • What is the minimum investment amount required to open an automated investment account?
    There is no minimum investment amount required to open an automated investment account.
  • Does the automated investment account allow self-directed purchasing of individual stocks and bonds?
    No. Automated Investing Accounts do not support self-directed trading of individual securities. While your portfolio may include individual securities through Atomic Invest’s custom indexing strategy, investment selections are determined based on your portfolio strategy and not selected by you. However, you can tailor your portfolio to meet your needs, including the exclusion of certain stocks.
  • Are the funds I invest in the automated investment account protected?

    All investing involves risk, including the possible loss of principal. Atomic Brokerage LLC is a registered broker-dealer and member of FINRA and SIPC (Securities Investor Protection Corporation). The SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. Unlike FDIC insurance, which protects deposits in banks; SIPC coverage is specific to brokerage accounts holding stocks, bonds, and other securities. However, SIPC does not cover losses from market declines or bad investments. Instead, it protects against the loss of funds or securities held in a brokerage account if the broker dealer goes bankrupt or mismanages customer assets.

  • Who is Atomic?

    Atomic Invest LLC

    One Nevada Credit Union has an engagement with Atomic Invest LLC, an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account. Investment advisory services are provided by Atomic Invest.

    Atomic Invest's advisory services are designed to assist clients in achieving a favorable outcome in their investment portfolio. They are not intended to provide tax advice or financial planning with respect to every aspect of a client's financial situation and do not include investments that clients may hold outside of Atomic. For more details about Atomic Invest, please see their Form CRS, Form ADV Part 2A, Privacy Policy and other disclosures at www.atomicvest.com/atomicinvest.

    Atomic Brokerage LLC

    Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC, is the broker dealer for the account you opened via One Nevada Credit Union. Brokerage services for Atomic Invest are provided by Atomic Brokerage.

    Atomic Brokerage offers brokerage accounts and services to retail and institutional investors. Atomic Brokerage does not recommend specific securities and does not monitor the assets in your account for suitability, performance, or other purposes. Atomic Brokerage does not have a minimum investment or account balance requirement.

    For more details about Atomic Brokerage, please see their Form CRS, General Disclosures, and Privacy Policy at www.atomicvest.com/atomicbrokerage. Check the background of Atomic Brokerage on FINRA’s BrokerCheck.

    Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Custodial and clearing services for accounts on a fully disclosed basis are provided by Pershing LLC. All custodial and clearing services used by Atomic Brokerage can be found on its BrokerCheck report. Technology services may be provided by AtomicVest Inc.

1Tax-loss harvesting is applied at the discretion of the portfolio manager, Atomic Invest LLC, primarily with respect to determining when assets in a client's account should be bought or sold. Assets may be sold for a taxable gain or loss at any time. There are no guarantees as to the effectiveness of the tax-loss harvesting strategy applied in serving to reduce or minimize a client's overall tax liabilities, or as to the tax results that may be generated by a given transaction. Neither the tax-loss harvesting strategy, nor any discussion herein, is intended as tax advice and Atomic Invest LLC does not represent that any particular tax consequences will be obtained. Tax-loss harvesting involves certain risks including unintended tax implications. Clients should consult with their tax advisors and refer to the Internal Revenue Service (IRS) website at www.irs.gov about the consequences of tax-loss harvesting.

2Commission-free trading refers to $0 commissions charged on trades of U.S. listed registered securities placed during the U.S. markets' regular trading hours for self-directed individual cash or margin brokerage accounts offered by Atomic Brokerage LLC. Other fees such as regulatory fees, exchange fees, wire transfer fees and account maintenance fees may apply. Please refer to Atomic Brokerage's Schedule of Maximum Charges for more details.

3You can invest in portions of select stocks (called fractional shares). Please note that only a limited number of stocks are available to trade. Full-share trading and stock transfers are not supported. Prices and execution timing may vary. See the Fractional Share Trading Disclosure.

 

 

One Nevada has engaged Atomic Invest LLC ("Atomic"), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account with Atomic. Companies which are engaged by Atomic receive compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and may receive a percentage of margin and free cash interest earned by clients, which creates a conflict of interest. See the Atomic Invest Solicitor Disclosure Statement.

Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA/SIPC and an affiliate of Atomic, which creates a conflict of interest. For more details about Atomic Invest, please see the Form CRSForm ADV Part 2A, and Privacy Policy. For more details about Atomic Brokerage, please see the Form CRS and General Disclosures. Check the background of Atomic Brokerage on FINRA's BrokerCheck

Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities: Not FDIC Insured, Not Bank Guaranteed, May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged. Advisory services through Atomic are not to be construed as tax advice or financial planning and do not take into consideration investments that clients may hold outside of Atomic. 

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