**Based on Experian's State of the Automotive Finance Market report. As of Q1 2026, the average monthly payment for a new vehicle was $770.
Offers not available for the refinance of existing One Nevada Credit Union auto loans. Loans must be from another lender or new car financing to be eligible.
PRESCREEN & OPT-OUT NOTICE
Information contained in your credit report was used in connection with this offer. You received this offer because you met the lending criteria for credit worthiness under which you were selected for the offer. However, credit may not be extended if, after you respond to this offer, you no longer meet the criteria used to initially select you or you do not furnish any required collateral. You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll free 1-888-567-8688, by mail to Experian Opt Out, P. O. Box 919, Allen, TX 75013-0919 or by visiting www.OptOutPrescreen.com.
Details and DisclosuresYou have been pre-approved for a loan from One Nevada Credit Union because you satisfied certain credit union criteria for creditworthiness as of the date of the credit bureau information. Offers are subject to confirming you meet the pre-established criteria, including but not limited to, length of employment, your income, debt status, ability to pay in relation to the loan or credit card amount requested, and where applicable, collateral details such as age and type of collateral. Additional criteria may apply. If you respond to this offer but do not meet the pre-established criteria or do not provide the required collateral, if applicable, we may elect to change or withdraw this offer. This offer cannot be transferred.
APR and Term Information1APR = Annual Percentage Rate
New Auto Loan, Used Auto Loan, and Refinanced Auto Loan
2No payments for 90 days offer is for qualified new and existing members who finance directly with One Nevada. APRs range from 5.49% to 19.74%. Payment example: A $30,000 loan at 5.49% APR for 60 months would have payments of $572 per month. Term available up to 84 months. All pre-approved auto loan offers are subject to confirmation that: (a) you continue to meet approval criteria, including criteria related to your credit history, (b) your income is $1,800 per month or greater, and (c) the loan collateral (the age, make and model year of your vehicle) and the loan-to-value (under 125%) meet our underwriting guidelines. Minimum amount financed is $5,000. Rates subject to underwriting guidelines. Rates shown in this offer are based on your individual credit worthiness. Offer valid for vehicles 2011+ model year with mileage less than 120,000. Offer not available for motorcycles, RVs, mobile homes, boats, or commercial vehicles, including vehicles used for ride share services. Offer is nontransferable. Adding an applicant may affect your approval status.
Loan Processing Fees: There is a $20 loan processing fee for each loan offer accepted.
Free Insurance Quote: By agreeing to this offer, you hereby authorize a licensed representative of One Nevada Insurance Services to provide an estimated auto insurance premium quote to you upon loan closing.
Miscellaneous: All parties on the loan must be present at loan signing. Loans are subject to standard DMV titling fees. Management reserves all rights to change or modify offer. Membership required. Other terms and restrictions may apply, ask for details.