Fee Schedule as of January, 2026
| DESCRIPTION | FEE |
|---|---|
| Account Closure (if closed within 90 days of opening) | $25.00 |
| ATM Out of Network Transaction (no fee at One Nevada or AllPoint Network ATMs) | $3.00 |
| Business Account (per month) | $25.00 |
| Check Copy | $10.00 |
| Check Disbursement/Reissue | $5.00 |
| Check Disbursement to Non-Member | $30.00 |
| Overdrafts (per presented transaction) (includes checks, bill pay, electronic drafts, point of sale and ATM transactions) | $35.00 |
| Dormant (monthly after one year) (waived for minors) | $5.00 |
| Express Mail | $25.00 |
| Foreign Currency Conversion (based on transaction amount) | 2% |
| Inaccurate Address (per month) | $10.00 |
IRA (Fees waived if daily average aggregate share and loan balances exceed $50,000 or when transacting with One Nevada Investment Services.)
| $25.00 $25.00 $50.00 $25.00 $50.00 |
| Levy/Garnishment | $100.00 |
| Loan Default (1.5% of loan balance per month) | 1.5% |
| One Checking (per month)(waived with minimum $2,000 daily average checking balance OR a minimum of 15 signature-based, debit card transactions each month) | $5.00 |
| One Checking Rewards (per month) | $5.00 |
| Line of Credit Over Limit | $35.00 |
| Paper Statement (per month/quarter) (Free Checking waived) (Over 65 waived) (Minors waived) | $2.50 |
| Plastic Card Replacement (1st replacement free) | $5.00 |
| Research/Maintenance (per hour, one hour minimum) | $50.00 |
| Returned Items (checks deposited or ACH items) (per presented transaction) | $35.00 |
| Stop Payment | $35.00 |
| Wire-Incoming (within U.S.) | $10.00 |
| Wire-Outgoing (within U.S.) | $25.00 |
We’ll fully explain and/or disclose other fees for special requests or services at the time of request. Fees subject to change.