We get it, life is expensive! That's why One Nevada is introducing Bucky. His Money IQ series is full of bite-sized tips to help you get on the right track and make it easier than ever to manage your money.
Let's start with a simple budgeting hack.
Not sure where your paycheck should go? Congrats, you're a human being in today's world. Try the 50/30/20 rule.
In this easy budgeting system, 50% of your monthly income goes to needs like rent, groceries and utilities. In other words, the stuff keeping you alive.
Next, 30% goes to fun stuff and treats. Go enjoy your one wildlife.
Then 20% goes to savings or debt. Follow this simple rule and your budget could stop being a mystery novel.
Having a hard time stretching your monthly budget beyond the basics? If it seems like next to nothing is left for the fun or savings buckets, you're not alone. One Nevada may be able to help you lower your monthly payments by refinancing your car loan or consolidate multiple high-rate credit cards into a single monthly payment with a signature loan. Apply online today or contact us to learn more about your options.