In today's digital world, protecting yourself from Account Takeover Fraud is more important than ever.
What Is Account Takeover Fraud?
Account Takeover Fraud occurs when a criminal gains unauthorized access to your online or mobile banking account. They might steal your login information, trick you into revealing a security code, or use phishing tactics to impersonate your credit union. Once in, they can transfer funds, make purchases, or change your account settings.
This form of online banking fraud is on the rise, but don't worry—you can take simple steps to stay safe.
How Scammers Target You
Fraudsters use a variety of tactics to take control of your account:
- Fake texts or emails with harmful links
- Phone calls pretending to be from One Nevada or tech support
- Urgent messages that try to scare you into sharing information
They rely on panic and quick reactions. But you have the power to stay in control.
How to Prevent Account Takeover Fraud
Protect your account by following these fraud prevention tips:
- Never share your login credentials or one-time passcodes.
- Ignore suspicious messages. Don't click links—go straight to our official site or app.
- Use strong passwords and enable multi-factor authentication for added protection.
- Update your devices and use reliable antivirus software.
🔑IMPORTANT: If you receive a one-time Secure Access Code (SAC) by text, call, or email never share it with anyone, even if they claim to be from One Nevada. Sharing this code gives fraudsters full access to your account.
Stay Calm and Take Control
If someone contacts you about your account:
- Don't share anything.
- Hang up and call us directly using the official One Nevada phone number on the back of your debit card.
- Report suspicious activity immediately. We're always here to help.
Remember: We will never call/contact you and ask for your verification code.
Stay Safe with One Nevada
Account Takeover Fraud can be scary, but with the right habits, you can outsmart scammers.
Want more security tips? Visit our Fraud Prevention Resource Center.