Truth-in-Savings Disclosure as of August 2026
The rates, fees, and terms applicable to your account are provided with this Truth-in-Savings Disclosure.
One Nevada may offer other rates from time to time.
| Account Type | DIVIDENDS | BALANCE REQUIREMENTS | Account Limitations | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Rate = Dividend Rate; APY = Annual Percentage Yield | |||||||||
| Rate / APY | Dividends Compound | Dividends Credited | Dividend Period | Minimum Opening Deposit | Minimum Balance to Avoid Fee | Minimum Balance to Earn APY | Dividend Calculation Method | ||
| Share Savings | 0.05% / 0.05% | Monthly | Monthly | Monthly | $5 | n/a | $1 | Average Daily Balance | Account transfer and withdrawal limitations may apply. See Truth in Savings Disclosure. |
| Share & IRA Certificates 3-month 6-month 1-year 2-year 3-year 4-year | 2.50% / 2.53% 3.00% / 3.04% 3.25% / 3.30% 3.00% / 3.04% 3.00% / 3.04% 3.00% / 3.04% | Daily | Monthly | Monthly | $250 | n/a | $1 | Average Daily Balance | Early withdrawal penalties may apply. See Truth in Savings Disclosure. |
| Money Market & Money Market IRA $1-$4,999.99 $5,000-$24,999.99 $25,000+ | 1.25% / 1.26% 1.25% / 1.26% 1.75% / 1.77% | Monthly | Monthly | Monthly | $100 | n/a | $1 | Average Daily Balance | Account transfer and withdrawal limitations may apply. See Truth in Savings Disclosure. |
| Preferred Money Market | 2.00% / 2.02% | Monthly | Monthly | Monthly | $100 | n/a | $1 | Average Daily Balance | Brokerage account required. |
| One Checking | 0.00% / 0.00% | n/a | n/a | n/a | $20 | $2,000* average daily balance | n/a | n/a | n/a |
| One Checking Rewards | 0.00% / 0.00% | n/a | n/a | n/a | $20 | $5 monthly fee | n/a | n/a | n/a |
*$2,000 average daily balance OR complete 15 signature-based, debit card transactions monthly to avoid fee.