If payday is approaching and money is tight, our Courtesy Cash program has got you covered!
In the event that you overdraw your account because of a bill that was paid early, a debit card transaction that cleared or an ATM cash withdrawal that took your account negative, it’s OK with us. Our Courtesy Cash program is available to cover you up to an amount based on your eligibility. You then have up to eight days to bring your account to a positive status.
There is a nominal $35 fee for each time you access your Courtesy Cash service ($37.50 for New Start Checking™). That’s less than half the cost of the cheapest payday lender in town for them to advance you a similar amount!
Once approved for Courtesy Cash, simply view your available overdraft limit in online banking. (See the following example):
We currently are offering Courtesy Cash eligibility limits up to $1,000 per account.
So don’t delay, activate this coverage on your account today! Call (702) 457-1000 or visit our nearest branch location.
IMPORTANT: Your account must meet credit union criteria for this service. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay if your account is not in good standing. There is no limit on the total fees we can charge you for overdrawing your account. Did you know we offer other overdraft protection plans, such as a link to a savings account, which may be less expensive than our standard overdraft practices? To learn more, call, visit our website or speak with a financial service representative at your nearest branch location.