One 2Pay® – now available!
Free real-time person-to-person payments.
Simply use the One Nevada app to send money to your friends or family using your debit card. Pay the babysitter, pay the dog walker or pay your sibling. It’s fast and easy!
- • Send funds using your debit card and PIN, no enrollment needed.
- • Funds received real-time for qualified accounts.
- • Send to anyone. You just need their e-mail or cell phone number.
- • Completely secure and encrypted.
Just open the One Nevada app and click the “Send Money” button.
What is One 2Pay®?
One 2Pay® is a free mobile service offered by One Nevada. It allows you to send money to your friends or family using your debit card.
One 2Pay® FAQ
How does One 2Pay® work?
Using your One Nevada debit card, you can send funds to anyone who has an account at a U.S. financial institution. A notification will be sent to your recipient immediately and they may receive the funds using an eligible debit card or with their bank account and routing number.
How much does it cost?
One 2Pay® is free. This program is just one of the many member benefits.
How do you access One 2Pay®?
Using the One Nevada mobile app, click on ‘Send Money’ in the slide menu.
What is the minimum and maximum amount I can send?
You can transfer between $1 and $2,500 per day or up to your debit card purchasing limits, which can be viewed by logging into your account.
What cards can I use to send money?
One 2Pay® only accepts One Nevada debit cards to send payments.
When are the funds debited from my checking account?
The funds are immediately debited from your checking account.
Who can I send funds to?
You can send funds to anyone with an email address or a mobile phone number that receives text messages. The receiver must have an account with a U.S. financial institution.
Can I cancel a transfer?
Yes, you can cancel a transfer by selecting ‘Transaction History’ in the Send Money section of the mobile app, or contact us.
How does the recipient pick up the funds?
The recipient will receive an email or a text message with a link to pick up the funds. Then, One 2Pay® will prompt the recipient to enter their name, debit card number, and expiration date. They may also click on ‘Receive with your checking account’ and use their checking account number and routing number to receive the funds. This method can take up to 2-3 business days.
Will the recipient be able to see any of my personal information (account number, balance, etc.)?
Only your name will be shared with the recipient.
How soon will the recipient get the funds?
If the recipient opts to receive the funds using an eligible debit card, the funds will be credited immediately. If they opt to use their checking account, the funds transfer can take up to 2-3 business days.
How long does the receiver have to pick up the transfer?
There is a 10-day window for the receiver to pick up the funds. On the 11th day, the funds are returned back to the sender.
Can I send a message with the transfer to the recipient?
Yes, you can include a message up to 40 characters. This message will display in the recipients email and on the ‘Receive Money’ section of the mobile app.
Why would the recipient receive an error messages that their debit card is ineligible to receive funds?
Some financial institutions do not allow their debit cards to receive person-to-person transfers. If a recipient encounters this error, they may choose ‘Receive with your checking account ’ to receive the funds. This method will delay the receipt of funds up to 2-3 business days.
Financial institutions that do not allow their debit cards to receive person-to-person transfers include, but may not be limited to, and may vary by region:
- Bank of America
- Navy Federal Credit Union
- Wells Fargo
What else should I know about One 2Pay®?
You may not originate transfers of more than $2,500 per day or up to your debit card purchasing limits, which can be viewed by logging into your account. More restrictive limits may be temporarily imposed for security purposes. In many cases, if the receiver is using a qualifying debit card, the funds will be accepted in real time. However, if the receiver does not have a qualifying debit card, and uses their checking account number, the funds may take up to three business days to arrive. Transfers to/from any One Nevada debit card is real time.
Can I view the complete disclosure and agreement?
Yes, please click here.
Is One 2Pay® safe and is my information protected?
One Nevada is committed to providing our members with a secure online experience that protects our mobile apps and your confidential information. Our employees are trained on our security policies and procedures and work diligently to protect the integrity of your information.
We use industry-accepted security practices, including firewalls and encryption, to safeguard the security of your personal financial information. These controls allow us to properly authenticate your identity when you access our online services and help to protect your information as it travels over the Internet between your device and One Nevada. We also constantly monitor and assess the security of our website and mobile apps.
With everything we’re doing to protect your information, keep in mind that it is also important for you to take precautions to safeguard personal information on your end. Keep your passwords confidential and enable bio-security on your device if allowed.