Second Mortgage - One Nevada Credit Union | Serving Las Vegas, Pahrump and Reno, Nevada - Loans, Checking, Savings, Investments and Insurance

Second Mortgages

Home Equity Loan

Home equity loans are a great source for extra cash, not only for home improvements, but also vacations, weddings and more. Home equity loans are also a smart choice for consolidating outstanding debt into one monthly payment at an affordable interest rate. And best of all, the interest on a home equity loan may be tax deductible. (See your tax advisor for details on your particular situation.)

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Your Credit Union offers financing up to 75% of the appraised value* of your home, less superior liens, such as your first mortgage. We offer low rates with terms up to fifteen years available. Best of all, there are no annual fees associated with our home equity loans.

Our Real Estate Loan Officers are trained and experienced professionals that will guide you easily through the loan process. We’re ready to help you, so apply today! To get started, you’ll need your mortgage statement and two current pay stubs.

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*Other terms and conditions may apply, ask for details. Second Trust Deed rates are determined by individual credit standing and loan to value. Second mortgages have terms up to 15 years. Please call for details and current rates.

Home Equity Line of Credit

Another popular way of tapping into your home’s value is a home equity line of credit. If you prefer to borrow smaller sums as your projects progress, establish a line of credit entitling you to write checks within a pre-established lending limit. As you repay the funds, the money becomes available to borrow again. You only pay interest on what you borrow, when you borrow it.

We offer financing up to 75% of the appraised value of your home, less superior liens, such as your first mortgage, at low competitive rates with terms up to fifteen years available. There are no annual fees associated with our home equity lines of credit.

Ready to Apply?

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Minimum monthly payment for home equity lines of credit is $1.50 per $100.00 borrowed. Other terms and conditions may apply, ask for details.

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Las Vegas Area (702) 457-1000, option 1
Reno/Sparks (775) 827-3880, option 1
Pahrump (775) 751-9880, option 1
Road to Home Ownership Mortgage Application Checklist