MoneyMaker Accounts

With as little as $5,000 to open, our MoneyMaker is a smart way to save. With a MoneyMaker account, you can make deposits and withdrawals at any time. And you have 24–hour access to your account through our SilverLink Phone Teller or SilverLink Online.

MoneyMaker IRA

Our MoneyMaker IRA is a great way to save for retirement if you have “earned income,” and you’re 18 years of age and not yet 70½ years of age. You can open a MoneyMaker IRA with a balance of only $100 or more.

Any of our branch or contact center representatives will be happy to help you get started! Please call or visit a branch near you.

MMA & PMM Account Rates

Rates are accurate as of Wednesday, July 26

Account Type Minimum Balance To Earn Dividends Dividend Rate APY*
MoneyMaker** $5,000 – $24,999.99 0.10% 0.10%
MoneyMaker** $25,000 – Up 0.15% 0.15%
MoneyMaker IRA** $0 – $24,999.99 0.20% 0.10%
MoneyMaker IRA** $25,000 – Up 0.30% 0.15%
Preferred Money Market*** $0 – Up 0.25% 0.25%

* APY = Annual Percentage Yield.
** Minimum $5,000 to open account.
*** To be eligible to open a Preferred Money Market, you must have $25,000 invested through ONCU investment department or in an eVision® self-directed account.