SilverLink Online Banking

SilverLink Online Banking is safe, secure, confidential and gives you more convenient access to your accounts anytime, anywhere. Check your account and loan balances, review recent account activity, make transfers between accounts, pay bills (write fewer checks!) and more!

Access SilverLink Online Banking

SilverLink Online is easy to access. Visit the online banking login page. Enter your account number and password into the fields provided, then click login. First-time users will need to use their SilverLink Phone Teller PIN as their password. If you need help logging on, please call our Member Service Contact Center and a representative will assist you.

Mobile Banking

View your account information and transfer funds from the convenience of your mobile phone anytime, anywhere. Visit from your mobile device, then login to SilverLink Online to access your account.  Read Mobile Banking FAQs.

You will be charged access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges.

SilverLink Online Banking Features

ID Check

One Nevada’s online banking security feature ID Check requires you to correctly answer a security question to confirm your identity before you logon to your account. Read ID Check FAQs.



Get up-to-the-minute account balances, loan balances and account histories on the account summary page. You can also view previous and current year dividends earned and interest paid, ONCU Visa® Credit card account information and account transaction history. Plus, you can also view current balance, available credit, three months of history, payment due, year to date interest and current month charges (from the last posting date).


View your ATM withdrawal limit, ATM deposit availability and Courtesy Cash limit in this section.


View pending transactions to your checking account. A pending transaction is a type of “hold” on your account that affects your available balance. Your account balance can often differ from your available balance due to a pending transaction or “hold” on your account. For example, gas stations often “hold” up to $75 or more from your account when you fill up even though your final transaction amount may only be $30. That gas station transaction will eventually clear your account for $30 but they “hold” the funds from your available balance until the transaction clears. Regularly viewing your pending transactions may help you avoid unexpected overdraft fees.


To help manage your finances, SilverLink Online Banking offers the ability to download your account information. . Easily export account information directly into your personal financial management software or export to a Comma Separated Value (CSV) file.

Bill Pay


Tired of the hassle of writing checks to pay for recurring monthly bills? Looking for an easier and secure way to make payments? Then use Bill Pay, a convenient way to pay your bills through SilverLink Online. With Bill Pay, you can pay almost anyone using a computer. You can schedule single payments as well as weekly, bi-weekly or monthly payments from a list of established vendors, or add your own. You can even send a check to an individual. And, it’s as easy as ever to pay your bills while you are out of town or on vacation because all you need is internet access to login to SilverLink Online Bill Pay. So, set up your bills to be paid online today. You’ll appreciate the convenience and security knowing your payments are made for you on time and without the hassle of checks, stamps or mailboxes.

Sign up for E-Statements and we’ll waive the monthly fee for SilverLink Online Banking and Online Bill Pay.*

* Excludes expedited payments.



It’s easy to transfer money between your credit union accounts (savings, checking or loans). All your online banking transactions are secure and you receive a transfer confirmation number for your records. And if you have any investment account(s) with our Investment Group, for a small fee you may transfer balances from them into your savings or checking account for quick and easy access.



Your monthly account statement can be viewed online! At the touch of your fingertips and in a secure environment, you have access to your monthly account statement including a 90 day history. Plus you save both time and money by receiving your statement electronically instead of by mail. By choosing to view your statement online, you help us save paper, postage and other natural resources.

To sign-up for E-Statements, simply log on to SilverLink Online, click on “Statements.” You will be asked to read the disclosure and consent to accept statements electronically instead of by way of US mail.


Receive electronic notifications regarding important account details that may need immediate attention. To retrieve your E-Notice, logon to your account and click on the “Statements” tab, then click “View E-Notices” to view them for more details.

Online Services


Through SilverLink Online you can view your E-Statements, change your address, change your password, order a copy of a paid check, request a check withdrawal, reorder checks, request statement copies, request a stop payment, apply for a loan and more. (Transaction fees may apply to some of these services.)


SilverLink Online can be customized to fit your needs. You can decide how long the system stays connected before it logs you out, create personalized account nicknames and set your account history date range.


Sign-up for important alerts delivered directly to your mobile phone or e-mail. This free service lets you set up your own personalized alerts customized to your preference.


Browse our help section below if you are having problems in online banking. Our Member Service Contact Center is open Monday through Friday, 8:30 a.m. – 5:00 p.m. and can assist you with SilverLink Online Banking or credit union account questions. Contact us E-mails sent during closed hours will be answered on the next business day.